Valuation of mortgages: The inadequacies and workarounds
Valuation of collateral is an important activity for banks. Asset valuation is the basis for decision making for lending, investment, capital contribution, financing of projects, contributing to limiting bad debt and credit risk. However, this valuation activity is weak due to many factors such as valuation staff lack of initiative, creativity, lack of information from the market ...
What is real estate appraisal?
Real estate appraisal is a small branch of asset valuation. Real estate appraisals will reuse the process, the way it is deployed, and the measurement methods used.